State Farm glass claims in Florida
State Farm Windshield Replacement in Florida
State Farm drivers in Florida with comprehensive coverage pay no deductible for windshield damage under Florida law. We help you start the State Farm glass claim and replace or repair your windshield wherever you're parked.
- $0 with comprehensive on a Florida policy (Fla. Stat. 627.7288)
- You choose the shop — not your insurer (Fla. Stat. 627.7291)
- We help you open the claim and handle scheduling
- Mobile install at your home or work
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State Farm policyholder? We'll verify your coverage first.
Does State Farm cover windshield replacement in Florida?
Yes — if your State Farm auto policy was issued in Florida and includes comprehensive coverage. Under Florida Statute 627.7288, the deductible doesn't apply to windshield damage, so most State Farm policyholders pay $0 for a repair or replacement.
The waiver covers the front windshield; side and rear glass follow your normal comprehensive deductible. Liability-only policies don't cover damage to your own glass, and policies written in another state follow that state's rules. Not sure what you have? Send us your policy details and we'll check before you do anything.
How to file a State Farm windshield claim
- File the glass claim online, through your State Farm agent, or by phone with Safelite Solutions — the company State Farm uses as its third-party glass program administrator.
- Let them know you're choosing your own glass shop.
- Send us your claim number and we schedule your mobile repair or replacement.
Prefer help? Call us at (941) 290-7667 — we can walk you through the call with State Farm and book your appointment on the spot.
Can I choose my own glass shop with State Farm?
Yes. State Farm routes glass claims through Safelite Solutions as its administrator, but Florida Statute 627.7291 says an insurer can't require you to use a particular glass company.
Good to know
- State Farm says smaller damage can often be repaired instead of replaced — typically breaks outside the driver's direct line of sight, with fewer than three cracks, each under six inches.
- Glass damage is handled under comprehensive coverage, not collision.
Source: State Farm's glass claim guidance. Insurer processes change — check your policy documents for current details.
State Farm windshield claim FAQ
Does State Farm cover windshield replacement in Florida?
Yes, if your State Farm auto policy was issued in Florida and includes comprehensive coverage. Florida Statute 627.7288 says the deductible doesn't apply to windshield damage, so the replacement is typically $0. Liability-only policies don't cover damage to your own glass.
Can I choose my own glass shop with State Farm?
Yes. State Farm routes glass claims through Safelite Solutions as its administrator, but Florida Statute 627.7291 says an insurer can't require you to use a particular glass company.
Who files the windshield claim — me or the glass shop?
You do. For policies issued or renewed on or after July 1, 2023, Florida law (s. 627.7289) doesn't allow glass benefits to be assigned to a repair shop, so the claim stays in your name. We walk you through it, usually in one short call.
Will a windshield claim raise my State Farm rates?
Windshield claims fall under comprehensive coverage and aren't at-fault accidents, so they usually don't affect rates the way at-fault accidents can. Florida law doesn't specifically bar insurers from considering claim history, so ask State Farm if you're concerned.
Who is Safelite Solutions on my State Farm glass claim?
Safelite Solutions is the third-party administrator State Farm uses to take glass claims and schedule work. Using an administrator doesn't take away your right to choose your own glass shop under Florida Statute 627.7291.
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Our services
- Windshield Chip & Crack Repair
- ADAS Camera Calibration
- Fleet & Commercial Windshield Replacement
- Rideshare Driver Windshield Replacement
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MyFreeWindshield is an independent auto glass company. We are not affiliated with, endorsed by, or sponsored by State Farm. State Farm is a trademark of its respective owner.
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